Property Finance Estimator

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Do not Qualify

Unfortunatly you do not Qualify. However we may be able to assist. Call us on 13900,653.605

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Where did you want to purchase a property?

Where do you want to buy?

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VIC Regional Areas

[wpdatatable id=5]

Select Land size

Select House Size

Select Addons

Premium Fittings : 5,000

Landscaping : 15,000

Double Garrage : 5,000

Quality Clading : 20,000

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VIC Regional Rebates

Home Builder Grant : -25,000

Ist Home Grant : -10,000

Estimated Stamp Duty : -13,500

Property in Demand Solar Rebate : -3,000

Subject to contractual agreement

Property in Demand Furniture packagee : -2,000

YOUR FINANCE POSITION

Interest Rate

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Loan Term in years

Chang to see the impact on your monthly payments

Cal Rate

Current Monthly Rent

Adjust you rent to determine if you are better off

Credit Cost

Rent Svings

Cost

Borrowed amount : $[total]

Borrowing rate : [item-708_price]%

Loan term is [item-707_price] years

The monthly cost would be $[item-332_price]

Your Monthly Savings if you purchase this property would be $[item-710_price]

SEE IF YOU QUALIFY

Cred Card Limits

enter to total liability of all your credit cards

Income

Enter you single or combined income after tax here

No of Dependants

Expenses

Net Income

Qualify

Based on your income of $[item-711_price] and your Expenses of $[item-714_price] and your mortgage and credit liabilities you net income is $[item-722_price]

IF YOUR NET INCOME IS LESS THAN 0 YOU WILL NOT QUALIFY

Please note the bank includes and additional serviceability factor on your loan.

Asset 5

Asset 10

Asset 15

Asset 20

Asset 25

Loan 5

Loan 10

Loan 15

Loan 20

Loan 25

Equity5

Equity10

Equity15

Equity20

Equity25

Capital Growth

Adjust to see the impact on your Asset and Equity

Capital Growth Calc

BALANCE SHEET AND EQUITY

Make sure you set your loan term to 25 years above

Capital growth [item-799_price]%

Year	Asset	Liability	Equity
0	[total]	[total]	zero assume no deposit
5	[item-786_price]	[item-790_price]	[item-796_price]
10	[item-787_price]	[item-791_price]	[item-797_price]
15	[item-788_price]	[item-792_price]	[item-798_price]
20	[item-789_price]	[item-794_price]	[item-801_price]
25	[item-793_price]	[item-795_price]	[item-802_price]

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What type purchaser are you?

BorrowerType

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VIC Metro Areas

Land size

Select Land size

House Size

Select House size

Select Addons

Premium Fittings : 5,000

Landscaping : 15,000

Double Garrage : 5,000

Quality Clading : 20,000

You need to select an item to continue

NEXT STEP

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QLD Regional Rebates

Home Builder Grant : -25,000

Ist Home Grant : -10,000

Estimated Stamp Duty : -13,500

Property in Demand Solar Rebate : -3,000

Subject to contractual agreement

Property in Demand Furniture packagee : -2,000

YOUR FINANCE POSITION

Interest Rate

Change to to see the impact on you monthly payments

Loan Term in years

Chang to see the impact on your monthly payments

Cal Rate

Current Monthly Rent

Adjust you rent to determine if you are better off

Credit Cost

Rent Svings

Cost

Borrowed amount : $[total]

Borrowing rate : [item-708_price]%

Loan term is [item-707_price] years

The monthly cost would be $[item-332_price]

Your Monthly Savings if you purchase this property would be $[item-710_price]

SEE IF YOU QUALIFY

Cred Card Limits

enter to total liability of all your credit cards

Income

Enter you single or combined income after tax here

No of Dependants

Expenses

Net Income

Qualify

Based on your income of $[item-711_price] and your Expenses of $[item-714_price] and your mortgage and credit liabilities you net income is $[item-722_price]

IF YOUR NET INCOME IS LESS THAN 0 YOU WILL NOT QUALIFY

Please note the bank includes and additional serviceability factor on your loan.

Asset 5

Asset 10

Asset 15

Asset 20

Asset 25

Loan 5

Loan 10

Loan 15

Loan 20

Loan 25

Equity5

Equity10

Equity15

Equity20

Equity25

Capital Growth

Adjust to see the impact on your Asset and Equity

Capital Growth Calc

BALANCE SHEET AND EQUITY

Make sure you set your loan term to 25 years above

Capital growth [item-799_price]%

Year	Asset	Liability	Equity
0	[total]	[total]	zero assume no deposit
5	[item-786_price]	[item-790_price]	[item-796_price]
10	[item-787_price]	[item-791_price]	[item-797_price]
15	[item-788_price]	[item-792_price]	[item-798_price]
20	[item-789_price]	[item-794_price]	[item-801_price]
25	[item-793_price]	[item-795_price]	[item-802_price]

You need to select an item to continue

NEXT STEP

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QLD Regional Areas

Select Land size

Select House Size

Select Addons

Premium Fittings : 5,000

Landscaping : 15,000

Double Garrage : 5,000

Quality Clading : 20,000

You need to select an item to continue

NEXT STEP

return to previous step

VIC Metro Rebates

Home Builder Grant : -25,000

Ist Home Grant : -10,000

Estimated Stamp Duty : -13,500

Furniture Package : -2,000

YOUR FINANCE POSITION

Interest Rate

Change to to see the impact on you monthly payments

Loan Term in years

Chang to see the impact on your monthly payments

Cal Rate

Current Monthly Rent

Adjust you rent to determine if you are better off

Credit Cost

Rent Svings

Cost

Borrowed amount : $[total]

Borrowing rate : [item-708_price]%

Loan term is [item-707_price] years

The monthly cost would be $[item-332_price]

Your Monthly Savings if you purchase this property would be $[item-710_price]

SEE IF YOU QUALIFY

Cred Card Limits

enter to total liability of all your credit cards

Income

Enter you single or combined income after tax here

No of Dependants

Expenses

Net Income

Qualify

Based on your income of $[item-711_price] and your Expenses of $[item-714_price] and your mortgage and credit liabilities you net income is $[item-722_price]

IF YOUR NET INCOME IS LESS THAN 0 YOU WILL NOT QUALIFY

Please note the bank includes and additional serviceability factor on your loan.

Asset 5

Asset 10

Asset 15

Asset 20

Asset 25

Loan 5

Loan 10

Loan 15

Loan 20

Loan 25

Equity5

Equity10

Equity15

Equity20

Equity25

Capital Growth

Adjust to see the impact on your Asset and Equity

Capital Growth Calc

BALANCE SHEET AND EQUITY

Make sure you set your loan term to 25 years above

Capital growth [item-799_price]%

Year	Asset	Liability	Equity
0	[total]	[total]	zero assume no deposit
5	[item-786_price]	[item-790_price]	[item-796_price]
10	[item-787_price]	[item-791_price]	[item-797_price]
15	[item-788_price]	[item-792_price]	[item-798_price]
20	[item-789_price]	[item-794_price]	[item-801_price]
25	[item-793_price]	[item-795_price]	[item-802_price]

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Investor Property Options

Property type

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Apartments

Select State

VIC Apartments

NSW Apartments

NSW Apartments (1)

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Townhouses

Select State

VIC Townhouses

NSW Townhouses

QLD Townhouses

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Finances

Home Builder Grant : -25,000

Estimated Stamp Duty : 13,500

Legal & Conveyancing Fees

Deposit %

Borrowed Amount

Deposit %

Deposit Amount

Deposit %

YOUR FINANCE POSITION

Rental Yield

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Rates and Taxes

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Agent Fees

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Landlord Insurance

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Body Corp Fees

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Deprecation Schedule Value

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Marginal Tax Rate

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Interest Rate

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Loan Term in years

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Rent5

Tax Benifit

Rent1

Rental Costs 5

Rental Costs

Before Tax 5

Before Tax

After Tax 5

After Tax

Cal Rate

Credit Cost

Rent Svings

Cost

Borrowed amount : [total]

Borrowing rate : [item-916_price]%

Loan term is [item-915_price] years

Indicative Cash Flow Position

Description	Year 1	Year 5
Rental Income	[item-952_price]	[item-962_price]
Loan Repayments	[item-911_price]	[item-911_price]
Rental Costs	[item-965_price]	[item-972_price]
Before Tax Cash	[item-966_price]	[item-973_price]
Tax Benefit	[item-968_price]	[item-968_price]
After Tax Cash	[item-969_price]	[item-974_price]

Current Assets

Current Liabilities

Current Equity

LVR

YOU QUALIFY SO FAR

You Loan Value Ration (LVR) is [item-957_price] %

YOU DO NOT QUALIFY

Cred Card Limits

enter to total liability of all your credit cards

Income

Enter you single or combined income after tax here

No of Dependants

Expenses

Net Income

Qualify

Your net income is [item-924_price]. This is based on your income, expenses and additional serviceability bank factor.

YOU QUALIFY

YOU DO NOT QUALIFY

Asset 1

Asset 5

Asset 10

Asset 15

Asset 20

Asset 25

Loan1

Loan 5

Loan 10

Loan 15

Loan 20

Loan 25

Equity1

Equity5

Equity10

Equity15

Equity20

Equity25

Capital Growth Calc

BALANCE SHEET AND EQUITY

Make sure you set your loan term to 25 years above

Capital growth [item-799_price]%

Year	Asset	Liability	Equity
0	[item-976_price]	[item-971_price]	[item-970_price]
5	[item-931_price]	[item-935_price]	[item-941_price]
10	[item-932_price]	[item-936_price]	[item-942_price]
15	[item-933_price]	[item-937_price]	[item-943_price]
20	[item-934_price]	[item-939_price]	[item-945_price]
25	[item-938_price]	[item-940_price]	[item-946_price]